Fremont Bank CardGuard 6.0.12

CardGuard is a valuable tool offered by Fremont Bank to ensure the security of your debit cards. With its user-friendly interface, CardGuard empowers you to customize the usage parameters of your cards, granting you unparalleled control over your finances. By simply downloading the app on your smartphone and accessing your Personal Online Banking account, you can tailor your card settings to suit your individual preferences.

One of the standout features of CardGuard is its Card On/Off Setting. This functionality allows you to swiftly deactivate your card in case it is lost or stolen, providing a proactive defense against potential fraudulent activities. When the card is toggled to "on," transactions proceed according to your preset configurations; conversely, switching it to "off" halts any purchases or withdrawals, ensuring complete security.

Furthermore, CardGuard offers Alerts that enhance the safety and reliability of your card usage. You can opt to receive real-time notifications for both PIN and Signature transactions, enabling you to stay informed about all debit card activities and promptly identify any unauthorized or suspicious charges. These alerts are prompt, being dispatched instantly after a transaction occurs or if an attempted transaction is declined.

By leveraging Location-Based Controls, CardGuard empowers you to limit transactions to merchants in close proximity to you using GPS technology on your device or by specifying regions based on city, state, country, or zip code through an interactive map.

Moreover, Usage Alerts and Controls provide advanced oversight over your spending patterns. You can establish monetary thresholds that govern transaction amounts, automatically declining any payments surpassing your specified limits. Additionally, you have the flexibility to monitor and regulate transactions across various merchant categories such as gas stations, department stores, restaurants, entertainment venues, travel agencies, and grocery stores. Furthermore, specific transaction types like in-store purchases, online transactions, mail/phone orders, and ATM withdrawals can be scrutinized and managed according to your preferences.